Reliable Payment Solutions for CBD, Hemp, Cannabis, and Smoke Shops

At Point Of Sale Guy, we understand the challenges of operating in highly regulated industries such as CBD, hemp, cannabis, and smoke shops. These businesses face strict banking rules, evolving government regulations, and complex compliance requirements, making payment processing a significant hurdle. Many traditional financial institutions and major payment processors refuse to work with high-risk industries, leaving merchants with unstable, unreliable, or even predatory payment options.

The Newest Addition to High-Risk Industries

Due to newly enacted laws and regulations, smoke shops are now classified as part of the high-risk industry scope, making it increasingly difficult for these businesses to secure affordable and stable payment processing solutions.

Years ago, we were able to provide low-rate processing for smoke shops, but as regulations have tightened, many banks and payment processors have either increased rates drastically or outright refused to work with smoke shop merchants.

We understand the frustration that comes with these sudden changes, and that’s why Point Of Sale Guy is still here for you. Thanks to our decades of experience in the payment processing industry and our strong, long-term relationships with our partner banks, we are still able to board your smoke shop and provide reliable payment solutions—even in today’s strict regulatory environment.

Beware of Rate Shopping: Why the Lowest Advertised Rate Isn’t Always the Best

We know that rate shopping is common in these industries. Business owners are constantly looking for the lowest processing fees to maximize their profits—rightfully so. At Point Of
Sale Guy, we firmly believe that your money should go back into your business, not into excessive processing fees.

That’s why we always work hard to secure you the lowest possible rate, ensuring you have a fair, transparent pricing structure that aligns with your business needs.

However, we also know the bait-and-switch tactics some providers use to lure merchants in. Many processors advertise impossibly low rates just to win your business, but once you’re locked in, they:

At Point Of Sale Guy, we do things differently.

When a problem arises—such as chargebacks, account holds, or transaction disputes—these providers are nowhere to be found. You’re left dealing with a financial crisis on your own.

1. Transparent pricing with no hidden fees or sudden rate hikes.

2. A direct link to top-tier customer service—when you need help, we’re here.

3. Proactive problem-solving—we monitor regulatory changes and industry risks, so you’re never caught off guard.

4. A true partnership—we make your business our business, ensuring that payment processing is one less thing for you to worry about.

Compliant, Secure & Scalable Payment Processing

We provide industry-leading payment solutions tailored specifically for cannabis, hemp, CBD, and smoke shops, ensuring you have access to reliable, scalable financial tools without the fear of sudden account shutdowns or excessive fees.

Cannabis, CBD & Smoke Shop-Friendly POS Systems

✔️ Fully compliant and easy-to-use point-of-sale (POS) systems designed for dispensaries, smoke shops, and CBD retailers.
✔️ Seamlessly integrates with inventory management, compliance tracking, and tax reporting to ensure smooth operations.
✔️ Meets all state and local regulations, helping you avoid legal pitfalls and ensuring peace of mind.

Reliable Card Payment Processing

✔️ Accept credit and debit card transactions confidently without fear of sudden service termination.
✔️ We partner with trusted, high-risk payment providers that understand the industry and offer long-term stability.
✔️ Transparent pricing with no hidden fees—so you know exactly what you’re paying for.

ATM Solutions for Cash-Heavy Businesses

✔️ Many cannabis and smoke shop businesses still operate in a cash-heavy environment due to federal banking restrictions.
✔️ We provide in-store ATMs that increase customer convenience and drive higher in-store spending.
✔️ Reduces security risks associated with handling large amounts of cash while keeping transactions seamless.

E-Commerce & Online Payments

✔️ Selling CBD and hemp products online? Our secure payment gateways ensure a frictionless, compliant checkout experience for your customers.
✔️ Supports alternative payment methods, ensuring you never lose a sale due to banking limitations.
✔️ Integrated fraud protection and chargeback mitigation to safeguard your online transactions.

Why Choose Point Of Sale Guy?

Even in highly regulated industries with strict banking rules, we have proven success in securing reliable payment processing solutions for businesses just like yours. Our team of industry experts stays ahead of regulatory changes and partners with cannabis-friendly financial institutions, ensuring that your business operates legally, efficiently, and profitably.

100% Compliance-Focused

All our payment solutions are designed to keep your business compliant with federal, state, and local regulations.

Long-Term Payment Stability

No more sudden shutdowns or unreliable processors. We work with trusted high-risk payment partners to offer consistent service.

Decades of Experience & Strong Banking Relationships

Unlike other providers that struggle with industry changes, we have built long-term relationships with partner banks, allowing us to continue boarding smoke shops and high-risk businesses despite new regulations.

We Protect Your Business from Bait-and-Switch Scams

When we offer a rate, we stand by it. No gimmicks, no hidden fees—just honest, reliable service.

With Rising Costs, Even a Small Setback Can Be Catastrophic

That’s why we provide ongoing support, so your business never experiences a financial roadblock due to unreliable payment processing.

Get Started Today! Don’t let banking restrictions or misleading payment providers hold your business back. Contact us today to learn how our cannabis, CBD, hemp, and smoke shop-friendly payment solutions can provide the stability, security, and flexibility you need to thrive.